Using Technology to Make Any Day a Pay Day

Wakalu works with Companies to enable their employees to withdraw their earned salary, when they need it most, at a click of a button.
No questions asked. No interest. No late payment charges. No credit checks. No legal hassle.

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Wakalu
Wakalu

Times are tough for the typical Malaysian

  • 1 in 5

    live paycheck to paycheck

  • 1 in 3

    need advances every month

  • 1 in 2

    experience financial stress regularly

Wakalu

Why use Wakalu to provide ESA?

  • Zero Fees to the Employer

  • Interoperable with your own HR systems

  • Quick and Simple Steps to Sign Up

Wakalu Wakalu Wakalu
Wakalu
  • Wakalu

    Financial Wellness

  • Wakalu

    Happy Employees

  • Wakalu

    Better Performance

How does Earned Salary Access (ESA) work

Wakalu
  1. Employer signs on Wakalu as their ESA provider.
  2. Employee registers and opens account with Wakalu.
  3. Employees can start withdrawing their earned salary.
  4. Employers deduct from employees salary at the end of the month.
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About Us

The people's financial wellbeing is at the heart of what we do. With the growing importance of ESG, Wakalu works with progressive and caring employers to provide innovative solutions to solve the number one concern of employees in the workplace.

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Customer Review

  • Firdaus

    Skim ESA patut di laksanakan oleh semua majikan. Saya di rompak dan kehilangan dompet. Duit semua habis lesap! Gaji kena tunggu sepuluh hari lagi. Saya memohon ESA tengah malam dan duit dikredit masuk akaun dalam masa 8 jam!

  • Sarah

    I needed to take my cat to the vet for an immediate surgery. Having access to my earned salary through Wakalu helped me pay off the medical bills without taking a loan, which was such a relief for me.